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If you’re looking for a home loan,
Virtus Finance is here to help.

Download your free guide to using a mortgage broker

If it's your first home, or if it's time to renovate, refinance or invest, we're here to help make it happen.

Why should you use a mortgage broker?

There are lots of good reasons why more than half of Australians now use a broker to secure a home loan. Probably the most important one that is we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.

We streamline the process.

The first step is we discuss what your financial needs and goals are. Then we research the many different products from a range of lenders to ensure we find the right solution.

And just to make things even easier, we’ll do the paperwork, manage the application process and then take it through to settlement.

Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible.

In short, a broker is there to look out for your interests, while lenders are there to look after their own. We don’t have to say who’ll do a better job for you.

What our clients say about us

Nelson’s professionalism, attention to detail, and genuine care made the entire mortgage process so much smoother and less stressful. He took the time to explain every step clearly, and I truly felt you had my best interests at heart. I couldn’t have asked for a more knowledgeable and supportive broker.

- Davidson (Bankstown NSW)

Nelson is an exceptional Broker who goes out of his way for his clients. He was available around the clock to answer all of our questions, supported us as we pivoted mortgage providers and ensured our settlement was as smooth as possible. I would definitely recommend Nelson to other people looking for mortgage support

- Mae (Wareemba NSW)

Thank you Nelson for the outstanding service and expertise you gave us for refinancing our home loan. This was quite a challenge of an application as there were multiple people involved. Nevertheless, you ensured our needs were met and with your dedication the refinance was approved and settled.

- Jay (South Granville NSW)

Get started with our free guides.

Investing in property

Having the right people to help you is key when investing in property. Do your homework on the property market before you dive in, and we’ll be thrilled to help you when it comes to financing your decision.

Download Your Free Guide

Refinancing your home loan

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.

Download Your Free Guide

Becoming a first home buyer

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The two big questions are how much you can borrow and what are your likely repayments to be.

Download Your Free Guide

We work fast, and we work hard for our clients.

Find out about the advantages of using a broker.

Having a broker negotiate finance on your behalf is the smart way to go as they look to save you time, stress and money. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender.

Crunch the numbers with our suite of calculators.

Take advantage of our 20 clever calculators including our borrowing power calculator, our loan comparison calculator and our extra repayment calculator. The range of calculators will help give you an idea of the amount you may be able to borrow and what the likely repayments may be.

Let’s catch up and get started.

The first thing we do is catch up to understand what it is you want. We are, after all, your finance professional, so the better we get to know you, your financial circumstances and long term goals, the better we can help you.

Once we agree on the right loan, we take care of the application, managing the process on your behalf.

Using a mortgage broker is a smart way to go

Speak to us today
  • We provide real choice, looking to find you the right deal
  • We work with multiple lenders
  • We may negotiate a better outcome
  • We help at a time and place that suits you
  • We do the legwork for you